Contractor Finances

Top 5 best-paying IT roles at IM companies in 2025 be like…Contractor Finances

Top 5 best-paying IT roles at IM companies in 2025 be like…

IT contractor rates have dropped sharply in 2025 - even at top-paying IM firms. Discover the five best-paying tech roles still commanding high day rates, why the market shifted, and the 10 must-dos to secure premium pay in 2026.
#Contracting
8 min
How do IT freelancers manage their pension savings?Contractor Finances

How do IT freelancers manage their pension savings?

Six quick steps to help assess, start, and manage your retirement savings as a self-employed techie.
#Freelance
#Self-employed
#Tax
10 min
What is a director’s loan?Contractor Finances

What is a director’s loan?

The good, bad, and ugly of director loans -- those deserving an accountant's input to avoid HMRC trouble.
#Tax
#Company
#Money
5 min
How to manage inconsistent income as an IT contractor: top 10 hacksContractor Finances

How to manage inconsistent income as an IT contractor: top 10 hacks

Smart freelance techies won't let the 'peaks and troughs' of freelance earnings call the shots, says Integro.
#Freelance
#Self-employed
#Tips
8 min
Do contractors pay National Insurance tax?Contractor Finances

Do contractors pay National Insurance tax?

Free-Work hears from a top accountant when and in what circumstances freelance IT work will incur you an NI bill from HMRC.
#Tax
#Company
#Money
4 min
VAT Flat Rate Scheme: explainer and top tipsContractor Finances

VAT Flat Rate Scheme: explainer and top tips

Simplicity is hard to turn down as a small company but beware -- in the accounting space, simplicity doesn't always = cost efficiency.
#Tax
#Company
#Money
4 min
Corporation tax for contractors: demystifiedContractor Finances

Corporation tax for contractors: demystified

The lowdown on business tax as a limited company IT freelancer, including ways to lower your bill from HMRC.
#Tax
#Company
#Money
7 min
A contractor’s guide to maternity payContractor Finances

A contractor’s guide to maternity pay

Resolved: As an IT contractor who's also a mum-to-be, can I receive maternity pay?
#Self-employed
#Tax
#Money
7 min
Are limited company IT contractors eligible for the Marriage Allowance?Contractor Finances

Are limited company IT contractors eligible for the Marriage Allowance?

Free-Work readers can now check if they (or more likely their spouse) can claim a not to be sniffed at £1,256.
#Freelance
#Self-employed
#Tax
4 min
Contractor expenses guide: what can you claim?Contractor Finances

Contractor expenses guide: what can you claim?

Handy rundown of HMRC-approved expenses if you're tech freelancing as a sole trader or limited company.
#Expenses
#Contracting
6 min
VAT reclaims, the ins and outs: When IT freelancers can claim back VAT on tech purchasesContractor Finances

VAT reclaims, the ins and outs: When IT freelancers can claim back VAT on tech purchases

Laptops, computer equipment and software subscriptions are all ripe for reclaiming the VAT on (potentially with a little help from your accountant).
#Money
#Contracting
6 min
A contractor’s guide to dividendsContractor Finances

A contractor’s guide to dividends

Answers to the FAQs limited company IT contractors have about the staple payment form if tax-efficiency matters -- dividends.
#Tax
#Money
#Contracting
6 min
A contractor's guide to VATContractor Finances

A contractor's guide to VAT

The ins and outs of Value Added Tax in a contractor limited company setting -- demystified.
#Money
#Contracting
4 min

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