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Credit Analyst with CCRA Certification Our Client a Bank in the City of London is looking to recruit a Credit Analyst with 5 to 8 years proven track record of working as a Credit Analyst within the banking sector. In this position you will conduct comprehensive credit assessments, financial modeling, and risk analysis for corporate and retail portfolios. Prepare detailed credit memoranda, monitor exposures, and support decision-making using CCRA-aligned methodologies. Must be experienced in financial interpretation, rating evaluation, and early-warning risk identification. Role Description This is a full-time Credit Analyst role with a Certified Credit Research Analyst (CCRA) certification requirement. The role is hybrid, based in London, allowing for a combination of on-site and remote work. The Credit Analyst will conduct in-depth financial analysis, evaluate creditworthiness, assess risk, and prepare detailed credit reports. The role requires collaboration with key stakeholders to provide insights and develop credit strategies, as well as ensuring alignment with financial regulations. Credit Assessment & Financial Analysis Conduct in-depth financial statement analysis (income statement, balance sheet, cash flow) to evaluate the creditworthiness of corporates, SMEs, or individuals. Apply CCRA-aligned analytical frameworks such as ratio analysis, cash-flow forecasting, and stress-testing techniques. Develop forward-looking financial models, incorporating industry trends, macroeconomic factors, and company-specific risks. Review credit bureau data, bank statements, collateral valuations, and external research reports. Credit Risk Evaluation & Rating Assign preliminary internal credit ratings based on quantitative and qualitative assessments. Identify key risk drivers including business risk, management quality, operational efficiency, and market competitiveness. Use CCRA best practices to assess probability of default (PD), loss given default (LGD), and exposure at default (EAD). Prepare credit scoring summaries and recommend risk mitigation strategies. Credit Memorandum & Reporting Prepare detailed credit appraisal notes, approval packages, and risk summaries for credit committees or senior management. Produce periodic portfolio review reports, highlighting sectoral exposures, rating migrations, and early-warning signals. Maintain accurate credit files and ensure compliance with internal risk policies. Portfolio Monitoring & Early-Warning Management Monitor existing credit exposures, covenant compliance, and repayment behavior. Track industry and market developments that may affect clients' credit profiles. Recommend modifications to credit limits, restructuring proposals, or remedial actions for stressed accounts. Conduct ongoing rating reviews in line with CCRA methodology. Due Diligence & Relationship Support Participate in client meetings, site visits, and management interviews to better understand operations and risk factors. Collaborate with relationship managers to structure facilities aligned with client needs and risk tolerance. Assist in credit agreement negotiations, ensuring proper documentation and risk coverage. Compliance, Governance & Policy Adherence Ensure adherence to regulatory guidelines, internal credit policies, and risk appetite frameworks. Support audits and regulatory inspections by providing accurate credit documentation and analysis. Value Add from CCRA Certification Apply globally recognized CCRA frameworks for structured credit analysis and research. Use advanced techniques such as scenario analysis, sensitivity testing, and sector-specific valuation methods. Demonstrate enhanced credibility and technical expertise in credit research and risk evaluation. Qualifications · Proficiency in Credit Management and expertise in evaluating credit risk · Strong Analytical Skills to perform financial analysis and interpret complex data effectively · Excellent Communication skills for presenting findings and collaborating with team members · Understanding of Finance principles and their applications in credit analysis · Professional experience or qualifications in Credit, such as CCRA certification · Detail-oriented and well-organized with the ability to meet deadlines · Bachelor's degree or higher in Finance, Accounting, Economics, or a related field · Work experience in financial institutions or credit-related roles is a plus The Client is based in the City of London. The position is hybrid at this internship with 3 days in the office per week. The salary will be in the range £60K - £80K depending on experience. Do send your CV to us in Word format along with your salary and notice period. This position is open to UK candidates – so no sponsorship.

Credit Analyst with CCRA Certification Our Client a Bank in the City of London is looking to recruit a Credit Analyst with 5 to 8 years proven track record of working as a Credit Analyst within the banking sector. In this position you will conduct comprehensive credit assessments, financial modelling, and risk analysis for corporate and retail portfolios. Prepare detailed credit memoranda, monitor exposures, and support decision-making using CCRA-aligned methodologies. Must be experienced in financial interpretation, rating evaluation, and early-warning risk identification. Role Description This is a full-time Credit Analyst role with a Certified Credit Research Analyst (CCRA) certification requirement. The role is hybrid, based in London, allowing for a combination of on-site and remote work. The Credit Analyst will conduct in-depth financial analysis, evaluate creditworthiness, assess risk, and prepare detailed credit reports. The role requires collaboration with key stakeholders to provide insights and develop credit strategies, as well as ensuring alignment with financial regulations. Credit Assessment & Financial Analysis Conduct in-depth financial statement analysis (income statement, balance sheet, cash flow) to evaluate the creditworthiness of corporates, SMEs, or individuals. Apply CCRA-aligned analytical frameworks such as ratio analysis, cash-flow forecasting, and stress-testing techniques. Develop forward-looking financial models, incorporating industry trends, macroeconomic factors, and company-specific risks. Review credit bureau data, bank statements, collateral valuations, and external research reports. Credit Risk Evaluation & Rating Assign preliminary internal credit ratings based on quantitative and qualitative assessments. Identify key risk drivers including business risk, management quality, operational efficiency, and market competitiveness. Use CCRA best practices to assess probability of default (PD), loss given default (LGD), and exposure at default (EAD). Prepare credit scoring summaries and recommend risk mitigation strategies. Credit Memoranda & Reporting Prepare detailed credit appraisal notes, approval packages, and risk summaries for credit committees or senior management. Produce periodic portfolio review reports, highlighting sectoral exposures, rating migrations, and early-warning signals. Maintain accurate credit files and ensure compliance with internal risk policies. Portfolio Monitoring & Early-Warning Management Monitor existing credit exposures, covenant compliance, and repayment behaviour. Track industry and market developments that may affect clients’ credit profiles. Recommend modifications to credit limits, restructuring proposals, or remedial actions for stressed accounts. Conduct ongoing rating reviews in line with CCRA methodology. Due Diligence & Relationship Support Participate in client meetings, site visits, and management interviews to better understand operations and risk factors. Collaborate with relationship managers to structure facilities aligned with client needs and risk tolerance. Assist in credit agreement negotiations, ensuring proper documentation and risk coverage. Compliance, Governance & Policy Adherence Ensure adherence to regulatory guidelines, internal credit policies, and risk appetite frameworks. Support audits and regulatory inspections by providing accurate credit documentation and analysis. Value Add from CCRA Certification Apply globally recognized CCRA frameworks for structured credit analysis and research. Use advanced techniques such as scenario analysis, sensitivity testing, and sector-specific valuation methods. Demonstrate enhanced credibility and technical expertise in credit research and risk evaluation. Qualifications · Proficiency in Credit Management and expertise in evaluating credit risk · Strong Analytical Skills to perform financial analysis and interpret complex data effectively · Excellent Communication skills for presenting findings and collaborating with team members · Understanding of Finance principles and their applications in credit analysis · Professional experience or qualifications in Credit, such as CCRA certification · Detail-oriented and well-organized with the ability to meet deadlines · Bachelor’s degree or higher in Finance, Accounting, Economics, or a related field · Work experience in financial institutions or credit-related roles is a plus The Client is based in the City of London. The position is hybrid at this stage with 3 days in the office per week. The salary will be in the range £60K - £80K depending on experience. Do send your CV to us in Word format along with your salary and notice period. This position is open to UK candidates – so no sponsorship.

Job Type - Permanent - Full Time Working Hours - Monday to Friday, 9:00am to 5:30pm Salary - Up to £26,000 per year dependent on experience Start Date - ASAP LA International are Europe's leading independent technology Recruitment Consultancy. We are currently recruiting for a Invoicing Coordinator to join a well-established growing business based in Stoke on Trent. You will be directly employed working within the Finance department and reporting to the Credit Control Manager. Full Job Description * Delivery of customer invoicing together with appropriate supporting information on an accurate and timely basis to our UK and International clients through various client systems and processes * Identify and report missing customer POs to the business on a regular basis * Take initiative to resolve any circumstances that are holding up the invoicing process and liaise/ co-ordinate with other departments to achieve a positive resolution for the business * You will have responsibility for bank receipt allocations/credit notes & sale ledger reconciliation * Ensure that work not yet invoiced is kept to a minimum in order to optimise cash flow * Meet deadlines as set and agreed with the Team Manager. Preferred Requirements Sales Ledger experience including bank receipt allocations Ability to enter invoice data onto client systems Good level of IT skills Strong Microsoft Excel skills Ability to investigate and resolve issues Ability to reconcile accounts and invoices Ability to work well under pressure Ability to work to tight deadlines Ability to work to high levels of accuracy Benefits * Company pension * Cycle to work scheme * Profit share bonus scheme * On-site parking * Annual appraisals * Life assurance * Generous holiday allocations * Mentoring programme * Private Healthcare * Referral programme * Wellness programme * Structured career path * Flexible working * Social events About us LA International is a Digital and Technology Resourcing and Project Solutions organisation with Enhanced Government Security Accreditation, operating globally from the largest single-site facility in the UK and are the UK's number 1 supplier of Security Cleared contract resource to His Majesty's Government. With a successful track record spanning 40 years of delivering Resourcing and Project Solutions, LA International has been at the forefront of providing innovative Digital, Technology, Transformation and Project/Programme Management services and solutions to a broad range of clients, in over 90 countries, across 5 continents, ranging from SMEs to some of the largest and most respected enterprise clients across Government, Defence, Health, Education, Technology and Telecommunications sectors. Today, LA International is the largest privately owned Digital and Technology Resourcing and Project Solutions provider in the UK, winning many industry awards including Best IT Resourcing organisation, Best Public Sector Resourcing organisation, and are proud double winners of the Queen's Awards for Enterprise in International Trade for outstanding international growth and innovation.  The largest Specialist Digital and Technology Resourcing and Project Solutions provider in the UK  UK's number 1 Supplier of Security Cleared Digital and Technology resource  Global service provider for over 40 years across 5 continents in over 90 countries  Enhanced Government Security Accreditation  Partner of Choice and Preferred Supplier too many major organisations  Platinum financial rating - Dun & Bradstreet  Queen's Award for Enterprise: International Trade 2015 & 2021  Awards and Nominations from the Private, Public, and European Sectors  Winner - Best IT resourcing organisation  Winner - Best Public Sector resourcing organisation  Winner - Best in Industry Gold Award  The Sunday Times HSBC International Track 200  The Sunday Times Top Track 250  Excellent Testimonies from a host of organisations  Relationship Driven Service spanning 8 specialist Divisions LA International is a HMG approved ICT Recruitment and Project Solutions Consultancy, operating globally from the largest single site in the UK as an IT Consultancy or as an Employment Business & Agency depending upon the precise nature of the work, for security cleared jobs or non-clearance vacancies, LA International welcome applications from all sections of the community and from people with diverse experience and backgrounds. Award Winning LA International, winner of the Recruiter Awards for Excellence, Best IT Recruitment Company, Best Public Sector Recruitment Company and overall Gold Award winner, has now secured the most prestigious business award that any business can receive, The Queens Award for Enterprise: International Trade, for the second consecutive period.