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Premium Job
Permanent

Job Vacancy
Credit Analyst - Bank

Published on
Business Analyst
Financial analysis
RiskPro

£60k-80k
EC1A 7AE, City of London, England, United Kingdom
Hybrid
Credit Analyst with CCRA Certification Our Client a Bank in the City of London is looking to recruit a Credit Analyst with 5 to 8 years proven track record of working as a Credit Analyst within the banking sector. In this position you will conduct comprehensive credit assessments, financial modeling, and risk analysis for corporate and retail portfolios. Prepare detailed credit memoranda, monitor exposures, and support decision-making using CCRA-aligned methodologies. Must be experienced in financial interpretation, rating evaluation, and early-warning risk identification. Role Description This is a full-time Credit Analyst role with a Certified Credit Research Analyst (CCRA) certification requirement. The role is hybrid, based in London, allowing for a combination of on-site and remote work. The Credit Analyst will conduct in-depth financial analysis, evaluate creditworthiness, assess risk, and prepare detailed credit reports. The role requires collaboration with key stakeholders to provide insights and develop credit strategies, as well as ensuring alignment with financial regulations. Credit Assessment & Financial Analysis Conduct in-depth financial statement analysis (income statement, balance sheet, cash flow) to evaluate the creditworthiness of corporates, SMEs, or individuals. Apply CCRA-aligned analytical frameworks such as ratio analysis, cash-flow forecasting, and stress-testing techniques. Develop forward-looking financial models, incorporating industry trends, macroeconomic factors, and company-specific risks. Review credit bureau data, bank statements, collateral valuations, and external research reports. Credit Risk Evaluation & Rating Assign preliminary internal credit ratings based on quantitative and qualitative assessments. Identify key risk drivers including business risk, management quality, operational efficiency, and market competitiveness. Use CCRA best practices to assess probability of default (PD), loss given default (LGD), and exposure at default (EAD). Prepare credit scoring summaries and recommend risk mitigation strategies. Credit Memorandum & Reporting Prepare detailed credit appraisal notes, approval packages, and risk summaries for credit committees or senior management. Produce periodic portfolio review reports, highlighting sectoral exposures, rating migrations, and early-warning signals. Maintain accurate credit files and ensure compliance with internal risk policies. Portfolio Monitoring & Early-Warning Management Monitor existing credit exposures, covenant compliance, and repayment behavior. Track industry and market developments that may affect clients' credit profiles. Recommend modifications to credit limits, restructuring proposals, or remedial actions for stressed accounts. Conduct ongoing rating reviews in line with CCRA methodology. Due Diligence & Relationship Support Participate in client meetings, site visits, and management interviews to better understand operations and risk factors. Collaborate with relationship managers to structure facilities aligned with client needs and risk tolerance. Assist in credit agreement negotiations, ensuring proper documentation and risk coverage. Compliance, Governance & Policy Adherence Ensure adherence to regulatory guidelines, internal credit policies, and risk appetite frameworks. Support audits and regulatory inspections by providing accurate credit documentation and analysis. Value Add from CCRA Certification Apply globally recognized CCRA frameworks for structured credit analysis and research. Use advanced techniques such as scenario analysis, sensitivity testing, and sector-specific valuation methods. Demonstrate enhanced credibility and technical expertise in credit research and risk evaluation. Qualifications · Proficiency in Credit Management and expertise in evaluating credit risk · Strong Analytical Skills to perform financial analysis and interpret complex data effectively · Excellent Communication skills for presenting findings and collaborating with team members · Understanding of Finance principles and their applications in credit analysis · Professional experience or qualifications in Credit, such as CCRA certification · Detail-oriented and well-organized with the ability to meet deadlines · Bachelor's degree or higher in Finance, Accounting, Economics, or a related field · Work experience in financial institutions or credit-related roles is a plus The Client is based in the City of London. The position is hybrid at this internship with 3 days in the office per week. The salary will be in the range £60K - £80K depending on experience. Do send your CV to us in Word format along with your salary and notice period. This position is open to UK candidates – so no sponsorship.
Premium Job
Permanent

Job Vacancy
Credit Analyst

Published on
Business Analyst

£60k-80k
EC1A 7AE, City of London, England, United Kingdom
Credit Analyst with CCRA Certification Our Client a Bank in the City of London is looking to recruit a Credit Analyst with 5 to 8 years proven track record of working as a Credit Analyst within the banking sector. In this position you will conduct comprehensive credit assessments, financial modelling, and risk analysis for corporate and retail portfolios. Prepare detailed credit memoranda, monitor exposures, and support decision-making using CCRA-aligned methodologies. Must be experienced in financial interpretation, rating evaluation, and early-warning risk identification. Role Description This is a full-time Credit Analyst role with a Certified Credit Research Analyst (CCRA) certification requirement. The role is hybrid, based in London, allowing for a combination of on-site and remote work. The Credit Analyst will conduct in-depth financial analysis, evaluate creditworthiness, assess risk, and prepare detailed credit reports. The role requires collaboration with key stakeholders to provide insights and develop credit strategies, as well as ensuring alignment with financial regulations. Credit Assessment & Financial Analysis Conduct in-depth financial statement analysis (income statement, balance sheet, cash flow) to evaluate the creditworthiness of corporates, SMEs, or individuals. Apply CCRA-aligned analytical frameworks such as ratio analysis, cash-flow forecasting, and stress-testing techniques. Develop forward-looking financial models, incorporating industry trends, macroeconomic factors, and company-specific risks. Review credit bureau data, bank statements, collateral valuations, and external research reports. Credit Risk Evaluation & Rating Assign preliminary internal credit ratings based on quantitative and qualitative assessments. Identify key risk drivers including business risk, management quality, operational efficiency, and market competitiveness. Use CCRA best practices to assess probability of default (PD), loss given default (LGD), and exposure at default (EAD). Prepare credit scoring summaries and recommend risk mitigation strategies. Credit Memoranda & Reporting Prepare detailed credit appraisal notes, approval packages, and risk summaries for credit committees or senior management. Produce periodic portfolio review reports, highlighting sectoral exposures, rating migrations, and early-warning signals. Maintain accurate credit files and ensure compliance with internal risk policies. Portfolio Monitoring & Early-Warning Management Monitor existing credit exposures, covenant compliance, and repayment behaviour. Track industry and market developments that may affect clients’ credit profiles. Recommend modifications to credit limits, restructuring proposals, or remedial actions for stressed accounts. Conduct ongoing rating reviews in line with CCRA methodology. Due Diligence & Relationship Support Participate in client meetings, site visits, and management interviews to better understand operations and risk factors. Collaborate with relationship managers to structure facilities aligned with client needs and risk tolerance. Assist in credit agreement negotiations, ensuring proper documentation and risk coverage. Compliance, Governance & Policy Adherence Ensure adherence to regulatory guidelines, internal credit policies, and risk appetite frameworks. Support audits and regulatory inspections by providing accurate credit documentation and analysis. Value Add from CCRA Certification Apply globally recognized CCRA frameworks for structured credit analysis and research. Use advanced techniques such as scenario analysis, sensitivity testing, and sector-specific valuation methods. Demonstrate enhanced credibility and technical expertise in credit research and risk evaluation. Qualifications · Proficiency in Credit Management and expertise in evaluating credit risk · Strong Analytical Skills to perform financial analysis and interpret complex data effectively · Excellent Communication skills for presenting findings and collaborating with team members · Understanding of Finance principles and their applications in credit analysis · Professional experience or qualifications in Credit, such as CCRA certification · Detail-oriented and well-organized with the ability to meet deadlines · Bachelor’s degree or higher in Finance, Accounting, Economics, or a related field · Work experience in financial institutions or credit-related roles is a plus The Client is based in the City of London. The position is hybrid at this stage with 3 days in the office per week. The salary will be in the range £60K - £80K depending on experience. Do send your CV to us in Word format along with your salary and notice period. This position is open to UK candidates – so no sponsorship.
Permanent

Job Vacancy
Director of New Business Sales - Western Europe

Published on

Holborn, England, United Kingdom
Director of New Business Sales - Western Europe Overview The Director – New Business Sales, Western Europe, will focus on acquiring net new clients and achieving overall business goals of profitable year-on-year growth. Key success factors: Seek out new business clients with focus on Digital Transformation, Product Engineering and Application Development, leveraging Ness’s expertise in its chosen Practices and Domains. Win multi-year, mid-large new logo deals, with focus on TCV of over $2 Mn. Generate and maintain a sales pipeline in excess of $50M of qualified opportunities. Collaborate with all stakeholders, solutions and pre-sales teams, delivery and support organizations in structuring, negotiating and closing of new strategic deals / partnerships. Develop and manage business development plans and forecasts with transparency and ongoing adjustments. Oversee and lead financial analysis and due diligence reviews of new strategic opportunities and coordinate their review and structure. Develop and manage business development plans and forecasts with transparency. Requirements · 10 + years overall experience with recent 5+ years of experience in closing New clients for Product Engineering and Digital Services. · Demonstrated experience closing deals in excess of $2-5m TCV. · Demonstrated a consultative sales approach leveraging internal consulting resources and partners. · Demonstrated a track record in selling to the Business as well as IT functions · The ideal candidate will be entrepreneurial, innovative, and excel at thinking big. · He/she needs to show an ability to drive structured consultations with multiple client stakeholders to expand conversations and define strategic win-win solutions previously unrecognised by the client · Passionate about transformation in the digital economy and strong sense of technology innovation and solution-based selling. · Results-oriented with a sense of urgency and passion for success. · Strong planning, project and organizational skills Targeted Compensation Total compensation will consist of Base, Commission, and benefits. Key Relationships · Reports to: VP-HEAD UK NEW BUSINESS & STRATEGIC PARTNERSHIPS · Direct Reports: None This role will be based in Holborn London. Salary will be in the range £100K - £130K + 15% bonus + commission. Do send your CV to us in Word format along with your salary and availability.
Permanent

Job Vacancy
Financial Analyst

Published on

50k-60k £GB
England, United Kingdom
Newly created role as Financial Analyst within my exciting high growth and tangible business with a Global footprint. This represents the perfect opportunity for a recently qualified Accountant with an interest in developing Systems and processes to join an established business on a fast track growth plan within a role you can make your own. High degree of Hybrid working. The Group finance team has a wide remit, with responsibility for a number of critical business processes including internal and external reporting, provision of financial analysis and insights including oversight of the budgeting and forecasting cycles, maintaining proper systems of financial control and the ownership and development of key reporting and accounting systems. The Finance Analyst will input into all critical business processes, with particular responsibility for the maintenance and development of our internal and external financial reporting systems; providing support and guidance to finance teams around the business in the use of these systems, and working alongside the Finance Manager in the development of a new financial reporting platform for the wider Group. The Finance Analyst will also support in the preparation of monthly management accounts, including management information packs and analysis. This role is an excellent opportunity to work in a modern Group finance function, and to gain experience in a broad range of finance and commercial activities. It is ideally suited to a finance professional with past experience in working with large and complex datasets and who has an interest in financial information systems. Key Accountabilities Finance information systems Management and maintenance of the reporting system, enabling seamless reporting of actual and budgeted results Provide assistance to IT in the maintenance of the general ledger system, including oversight of the migration of business units to the Group systems. Continued development of the reporting platform to meet the evolving needs of the business, including rolling out to new companies within the wider Group Financial Reporting & Budgeting Key contributor in the monthly management reporting process for the Group, including communication of timetables and deliverables, and provision of guidance to finance teams. Review results and commentary as provided by the individual divisions and challenge as necessary. Take ownership for the preparation of the consolidated management accounts and detailed supporting schedules submitted to the CFO and other members of the senior leadership team, ensuring accuracy and consistency of data At Investigo, we make recruitment feel easy. Let’s keep this simple. We’re all about your success, as your success is our business. We are part of The IN Group, a collection of six award-winning specialist brands that supply the globe with end-to-end talent solutions. With recruitment at the core of our business, we’ve been connecting people since 2003. Data & Privacy By applying, you consent to Investigo collecting and processing your data for the purpose of recruitment and placement, in accordance with applicable data protection laws. For more information, please refer to our Privacy Notice at investigo.co.uk.

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4 results

Contracts

Contractor Permanent

Location

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Hybrid Remote On-site

Rate minimum.

£150 £1300 and more

Salary minimum

£20k £250k

Experience

0-2 years experience 3 to 5 years experience 6 to 10 years experience +10 years experience

Date posted

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